Housing Report Card 2026

    2026 Edition · Data via Realtor.com Research

    America's Housing
    Report Card 2026

    How all 50 states rank for housing affordability and homebuilding.

    #21 Alabama — Grade C (56.7)#37 Alaska — Grade C- (42.6)#20 Arizona — Grade C (57.3)#18 Colorado — Grade C+ (57.8)#11 Florida — Grade B (63.7)#12 Georgia — Grade B (63)#1 Indiana — Grade A (76.3)#13 Kansas — Grade B (62.6)#33 Maine — Grade C- (47.5)#50 Massachusetts — Grade F (11.2)#14 Minnesota — Grade C+ (59.8)#43 New Jersey — Grade D (36.4)#5 North Carolina — Grade B+ (68.6)#29 North Dakota — Grade C (50.2)#10 Oklahoma — Grade B (64.5)#32 Pennsylvania — Grade C (48.2)#8 South Dakota — Grade B (65.8)#4 Texas — Grade A- (71)#36 Wyoming — Grade C- (44.1)#46 Connecticut — Grade F (29)#22 Missouri — Grade C (55.5)#25 West Virginia — Grade C (54.6)#30 Illinois — Grade C (49.7)#39 New Mexico — Grade C- (40.1)#9 Arkansas — Grade B (65.2)#47 California — Grade F (21.7)#7 Delaware — Grade B (66.1)#41 District of Columbia — Grade D+ (38.9)#48 Hawaii — Grade F (16.6)#2 Iowa — Grade A (75.8)#24 Kentucky — Grade C (54.8)#31 Maryland — Grade C (49.4)#28 Michigan — Grade C (51.7)#35 Mississippi — Grade C- (44.5)#44 Montana — Grade D (35.4)#42 New Hampshire — Grade D+ (38)#51 New York — Grade F (8.5)#15 Ohio — Grade C+ (59.4)#45 Oregon — Grade D- (30.8)#27 Tennessee — Grade C (52.4)#17 Utah — Grade C+ (58.2)#15 Virginia — Grade C+ (59.4)#38 Washington — Grade C- (40.8)#23 Wisconsin — Grade C (55.2)American SamoaGuamCommonwealth of the Northern Mariana Islands#6 Nebraska — Grade B+ (68.6)#3 South Carolina — Grade A (75.2)Puerto RicoUnited States Virgin Islands#26 Idaho — Grade C (52.8)#34 Nevada — Grade C- (45.8)#40 Vermont — Grade D+ (39.3)#19 Louisiana — Grade C (57.5)#49 Rhode Island — Grade F (11.8)
    A
    B
    C
    D
    F

    The Top of the Class

    #1

    Indiana

    IN · Score 76.3

    A
    #2

    Iowa

    IA · Score 75.8

    A
    #3

    South Carolina

    SC · Score 75.2

    A

    "The Midwest and South dominate affordability and homebuilding in 2026."

    Full 2026 Rankings

    All 50 states + DC, ranked by composite score.

    Ranks 1–13

    #1INIndianaA
    #2IAIowaA
    #3SCSouth CarolinaA
    #4TXTexasA-
    #5NCNorth CarolinaB+
    #6NENebraskaB+
    #7DEDelawareB
    #8SDSouth DakotaB
    #9ARArkansasB
    #10OKOklahomaB
    #11FLFloridaB
    #12GAGeorgiaB
    #13KSKansasB

    Ranks 14–26

    #14MNMinnesotaC+
    #15VAVirginiaC+
    #15OHOhioC+
    #17UTUtahC+
    #18COColoradoC+
    #19LALouisianaC
    #20AZArizonaC
    #21ALAlabamaC
    #22MOMissouriC
    #23WIWisconsinC
    #24KYKentuckyC
    #25WVWest VirginiaC
    #26IDIdahoC

    Ranks 27–38

    #27TNTennesseeC
    #28MIMichiganC
    #29NDNorth DakotaC
    #30ILIllinoisC
    #31MDMarylandC
    #32PAPennsylvaniaC
    #33MEMaineC-
    #34NVNevadaC-
    #35MSMississippiC-
    #36WYWyomingC-
    #37AKAlaskaC-
    #38WAWashingtonC-

    Ranks 39–51

    #39NMNew MexicoC-
    #40VTVermontD+
    #41DCDistrict of ColumbiaD+
    #42NHNew HampshireD+
    #43NJNew JerseyD
    #44MTMontanaD
    #45OROregonD-
    #46CTConnecticutF
    #47CACaliforniaF
    #48HIHawaiiF
    #49RIRhode IslandF
    #50MAMassachusettsF
    #51NYNew YorkF

    🏆 Top Performers

    States leading on affordability, building, and supply.

    #1 · IN

    Indiana

    A

    Affordable homes

    Strong homebuilding

    Growing supply

    #2 · IA

    Iowa

    A

    Affordable homes

    Strong homebuilding

    Growing supply

    #3 · SC

    South Carolina

    A

    Affordable homes

    Strong homebuilding

    Growing supply

    #4 · TX

    Texas

    A-

    Affordable homes

    Strong homebuilding

    Growing supply

    #5 · NC

    North Carolina

    B+

    Affordable homes

    Strong homebuilding

    Growing supply

    #6 · NE

    Nebraska

    B+

    Affordable homes

    Strong homebuilding

    Growing supply

    📈 Most Improved States

    "Biggest improvement in ranking compared to last year."

    B

    Delaware

    No. 19 → No. 7 (+12)

    C+

    Utah

    No. 29 → No. 17 (+12)

    Failing Grades

    Lowest Ranked States

    All six F grades belong to the West and Northeast.

    #51 · NY

    New York

    Score 8.5

    F

    #50 · MA

    Massachusetts

    Score 11.2

    F

    #49 · RI

    Rhode Island

    Score 11.8

    F

    #48 · HI

    Hawaii

    Score 16.6

    F

    #47 · CA

    California

    Score 21.7

    F

    #46 · CT

    Connecticut

    Score 29

    F

    Key Takeaways

    The story behind the 2026 grades

    01

    Every A and B grade came from the Midwest or South.

    02

    Housing supply remains one of the biggest challenges nationwide.

    03

    States building more homes generally rank higher.

    04

    Affordability remains a major issue in many coastal markets.

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