Buyer Education

    Why buyers should understand contingencies before making an offer

    Why This Matters Locally

    In Pennsylvania, the standard agreement of sale includes contingencies that give buyers time to inspect, secure financing, and review the appraisal. Buyers should understand what each contingency means before signing.

    What To Review

    • Inspection contingency
    • Financing contingency
    • Appraisal contingency
    • Title contingency
    • Home sale contingency
    • Timing and deadlines

    Common Mistake To Avoid

    A common mistake is waiving contingencies without understanding the risk. In competitive markets, some buyers remove protections, but they should only do so with full awareness.

    Simple Next Step

    Review each contingency with your Realtor and lender before writing an offer so you know your protections and deadlines.

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    Frequently Asked Questions

    What is a contingency?

    A condition that must be met for the contract to move forward.

    Should buyers ever waive contingencies?

    It depends on the situation. Buyers should understand the risk before removing protections.

    What happens if a contingency is not met?

    The buyer may be able to withdraw and receive their earnest money back, depending on the contract.

    Before making an offer, understand your contingencies and what each one protects.

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